Umbrella Liability Insurance
What you need to know
What is Umbrella Liability Insurance?
Umbrella Liability Insurance is an excess insurance product that provides additional coverage limits, offering businesses more protection in the event that a big judgment could exhaust your primary policy coverage.
The policy acts as an umbrella, increasing the liability limits of the underlying policies, such as general liability, motor vehicle liability and employer liability. It also covers some gaps and exclusions in the primary liability policy.
Who needs Umbrella Liability Insurance?
Most commercial insureds want higher cover limits than they can obtain through their primary liability covers. That’s because in today’s litigious society, major claims can easily go beyond $10 million. Fortunately, an umbrella policy is relatively inexpensive for the limits of cover provided.
The Winley Insurance Group solution
Every business should carry excess liability cover referred to as Umbrella Liability Insurance. If you’re looking for Umbrella Liability Insurance or you just want to learn more, Winley Insurance Group can help!
Contact us for additional information or a quote
Our experienced team helps you gain protection from a full range of liability exposures. Contact us at 1300 732 205 or begin our Umbrella Liability Insurance quote process now. Winley Insurance Brokers service all of Australia.
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