Home Contents Insurance

What you need to know

What is Home Contents Insurance?
Home Contents Insurance, sometimes called householders (HH) insurance, pays for personal possessions lost as a result of a covered disaster, like an explosion or theft. Personal possessions include assets that you own or use such as furniture, clothing, televisions and jewellery.

Home contents insurance also covers personal liability insurance and provides financial protection against a claim or lawsuit alleging bodily injury or property damage caused by an accident on your property or by your personal activities anywhere in the world. Personal activities include sports activities, pet activities and miscellaneous events. You, your spouse and any relatives in your household are protected by this insurance.

Who needs Home Contents Insurance?
As a homeowner, it’s important to have proper insurance for your contents. Unfortunately, many people don't even know how much their belongings are worth and unintentionally underinsure themselves.

To ensure adequate insurance, make an inventory list of all your personal assets. Then add up how much it will cost to replace them. Most home contents policies offer limited insurance for luxury items such as jewellery, furs and works of art. You can include extra insurance for these items by adding a personal valuables endorsement to your policy.

The Winley Insurance Group solution
Winley Insurance Group’s team of dedicated insurance brokers helps you secure comprehensive Home Contents Insurance protection at competitive rates. We provide multi-carrier Home Contents Insurance quotes from top-rated companies, helping you contrast limits, evaluate insurance types and compare pricing.

Contact us for additional information or a quote
If you need Home Contents Insurance or if you just want to learn more, Winley Insurance Group can help. Contact us at 1300 732 205 or begin our Home Contents Insurance quote process now. Winley Insurance Brokers provide Home Contents Insurance throughout all of Australia.