Contract Works (referred to as Construction All Risks Insurance)

What you need to know

What is Contract Works Insurance?
Contract Works Insurance policies insure the construction-related activities of a construction project into one package policy, covering the interests of all parties involved in the development. Covered parties include the project owner, general contractor, subcontractors, and in some cases, materials and equipment suppliers.

Contract Works Insurance, sometimes referred to as Construction All Risks Insurance, covers fortuitous, accidental risks of physical loss or physical damage to the contract works during construction as well as third party liabilities and the advance loss of profits. It is an all-risk policy, subject to policy conditions.

Limits under Contract Works Insurance policies are based upon the full estimated contract value. Sub-limits apply to certain coverage extensions, and a specific limit will apply to third party liability coverage.

Who needs Contract Works Insurance?
If you own a construction business or you are a project owner or developer, you need the comprehensive protection of Contract Works Insurance. It provides businesses with continuous coverage for all stages of the construction process – from inception through completion of commissioning and testing and beyond – covering the myriad of risks inherent in construction.

The Winley Insurance Group solution
No matter the size or complexity of your construction project, Winley Insurance Group can help. We offer cost-effective, customisable Contract Works Insurance through a variety of quality carriers.

Contact us for additional information or a quote
If you need Contract Works Insurance / Construction All Risks Insurance cover or you just want to learn more, contact us at

1300 732 205 or begin our Contract Works Insurance quote process now. Winley Insurance Contract Works Insurance Specialists service all of Australia.