Boat Insurance/Yacht Insurance/Pleasure Craft Insurance

What You Need to Know

 

What is Boat Insurance (Yacht Insurance & Pleasure Craft Insurance)?
Boat insurance, as well as yacht insurance, is sometimes referred to as a marine hull policy (MHP) and covers you for loss of or damage to your boat or yacht, equipment, accessories, motor and trailer. Generally, the policy also includes liability insurance for bodily injury and property damage to third parties arising from the ownership, maintenance or use of the boat or yacht.

 

Who needs Boat Insurance (Yacht Insurance & Pleasure Craft Insurance)?
Some boat owners and operators may feel boat insurance, particularly pleasure craft insurance, is not necessary. That’s because they may not realise boats, yachts and pleasure craft face many of the same exposures and issues as those encountered by big vessels in a large fleet: the hull may get damaged, equipment can be lost or stolen, and people aboard can be injured. Collision, fire, theft and natural disasters are all unforeseen risks resulting in common boating claims.

 

If you’re financing your boat or yacht, or even a small pleasure craft which can be fairly expensive these days, most lenders require the boat sum to be insured. Keep in mind, there is no insurance provided for boats, motors or equipment under personal motor vehicle insurance.

 

No matter what size or type of boat, yacht or pleasure craft you own, Boat Insurance, Yacht Insurance and Pleasure Craft Insurance are essential.

 

The Winley Insurance Group solution
Deciding on the right type of insurance for your boat, yacht or pleasure craft can be puzzling. Winley shows you what marine covers make sense and how to get the personalised protection you need.

 

Here are some of the types of Boat Insurance, Yacht Insurance and Pleasure Craft Insurance available:

  • Accidental loss
  • Blue water yacht racing
  • Comprehensive
  • Fire or theft
  • Third party liability
  • Contact us for other types of Boat Insurance, Yacht Insurance and Pleasure Craft Insurance

Below are some of the types of boats, yachts and pleasure craft that can be covered:

  • Cruisers
  • Houseboats
  • Off the Beach Yachts
  • Personal Water Crafts (jet skis) / Pleasure Craft
  • Runabouts
  • Yachts
  • Contact us for other types of boat and yacht insurance as Winley insures all types of watercraft

Contact us for additional information or a Boat Insurance, Yacht Insurance or Pleasure Craft Insurance quote
If you need Boat Insurance, Yacht Insurance or Pleasure Craft Insurance or if you just want to learn more, Winley Insurance Group can help. Contact us at 1300 732 205 or begin our Boat Insurance Quote (Yacht Insurance & Pleasure Craft Insurance quote) process now. Winley Insurance Brokers service all of Australia.