Accident and Health Insurance

What you need to know


 

What is Accident and Health Insurance?

Accident and Health Insurance provides cover for accidental injury or accidental death.

 

Benefits may include paid hospital expenses, medical expenses, surgical expenses, and income payments.

 

Who needs Accident and Health Insurance?

When people think about getting in an accident, most envision a car collision or some type of motor vehicle accident.  The reality is accidents can happen any time, at any place, to anyone.  Whether you’re at home, walking down the street, playing sports or on the job, there is the potential for an accident.  And some occupations are riskier than others - unlike workers compensation cover, an Accident and Health Insurance policy provides accident cover 24 hours a day, 7 days a week!

 

The Winley Insurance Group solution

If you’re looking for an Accident and Health Insurance policy or if you just want to learn more, Winley Insurance Group can help.  We offer a variety of quality Accident and Health Insurance products to meet your unique needs:

 

Personal Accident and Sickness (PA)

This type of supplemental insurance covers you against accidental death or permanent total disablement due to an accident and/or illness. You may receive a weekly, monthly or lump sum benefits for accidents that have caused you injury or even accidental death.  Optional protection is also available in the event you being unable to work due to illness.

 

Group Personal Accident and Sickness (GPA)

Group Personal Accident Insurance provides accidental injury and sickness benefits for employees & their dependants, or insures the company against the financial effects of the loss of employee services.

 

Journey Gap (JG)

Journey gap cover insures against injuries sustained whilst travelling to and from work and your normal place of residence where there is a gap in the cover under State Workers Compensation Legislation.

 

Voluntary Workers / Group PA

Voluntary Workers covers against death or permanent total disablement to voluntary workers who are injured in the course of their voluntary work.

 

Corporate Travel (CT)

Corporate travel insurance is an annual, multi- trip policy for individuals and accompanying members who travel many times during the year on authorised business and incidental travel. The cover provides 24 hour medical and legal assistance service.  From lost luggage to unlimited overseas medical expenses, the policy can be customised to meet your needs.

 

Expatriate / Inpatriate Medical Insurance (EXP)

This type of policy insures employees for medical and repatriation whilst stranded in a foreign land outside their country of residence.

 

Contact us for additional information or a Accident and Health Insurance quote

Winley Insurance Group is ready to help!  Contact us at 1300 732 205 or begin our Accident and Health Insurance quote process now.  Accident and Health Insurance is available Australia-wide.